Collisions Involving Animals

Collisions involving animals can happen suddenly and unexpectedly, especially on rural or suburban roads where wildlife frequently crosses. In areas like Prince George's County, drivers are at risk of encountering animals such as deer, which can cause serious accidents. These types of collisions often result in significant vehicle damage and even personal injuries. At Foran & Foran, P.A., we are here to provide legal support and guidance to anyone affected by these accidents. As experienced Prince George's County car accident lawyers, we can help you navigate the insurance process and ensure you receive the compensation you're entitled to after a collision with an animal.

Animal-related car accidents pose significant risks, especially on roads that intersect with natural habitats or wildlife migration routes. One of the most common animals involved in these accidents is the white-tailed deer, which is abundant in Maryland, particularly during the fall mating season and winter months. Deer tend to be most active at dawn and dusk, times when visibility is lower, making it harder for drivers to react in time to avoid a collision.

Aside from deer, other animals like raccoons, squirrels, and even domesticated pets and livestock can also cause accidents. Although smaller animals are less likely to cause fatal accidents, they still pose dangers. For instance, a driver swerving to avoid a smaller animal can lose control of their vehicle, leading to more serious consequences such as collisions with other vehicles or road obstacles.

Larger animals, like deer and livestock, are particularly dangerous because of the significant damage they can cause to vehicles. A collision with a cow, for example, can result in broken windshields, crumpled hoods, and, in more severe cases, injuries to drivers and passengers. These accidents can happen suddenly, giving drivers little time to react, which is why it's crucial to exercise caution, especially in areas where animal crossings are common.

One of the most common questions following a collision involving an animal is how to file an insurance claim. In Maryland, the type of coverage you carry will determine whether your damages are covered. Typically, comprehensive insurance is the type of coverage that applies to animal-related collisions. Comprehensive insurance covers damage to your vehicle caused by events other than a collision with another car, such as striking a deer or another animal.

When filing an insurance claim after a collision with an animal, the following steps are important:

1. Document the accident: Take photos of the damage to your vehicle, the scene of the accident, and the animal if it is still present. This documentation will be essential when submitting your claim.
2. File a police report: In many cases, especially with larger animals like deer, it’s a good idea to contact local authorities and have a report filed. This can support your insurance claim and ensure that the incident is properly documented.
3. Notify your insurance company: Contact your insurance provider as soon as possible to report the accident. Be sure to provide all relevant information, including the photos you took and the police report, if applicable.
4. Seek medical attention if needed: If you or any passengers were injured in the collision, it’s crucial to seek medical attention and document those injuries for potential claims related to personal injury.

It’s important to remember that liability insurance does not cover collisions involving animals. If you only carry liability coverage, you may be responsible for paying for the damages out of pocket, which is why many drivers opt for comprehensive coverage, particularly in areas prone to animal-related accidents. Consult with an experienced Prince George’s County car accident lawyer if you have questions about whether your insurance policy covers collisions with animals.

Navigating the aftermath of a collision involving an animal can be complex, particularly when it comes to dealing with insurance companies and understanding your coverage. At Foran & Foran, P.A., our experienced Prince George's County car accident lawyers can help you by:

• Reviewing your insurance policy: We can help determine what coverage applies to your case and whether your insurance provider is offering a fair settlement.
• Investigating the accident: Our legal team will gather evidence, including police reports, witness statements, and photos, to build a strong case that ensures your rights are protected.
• Handling communications with the insurance company: Dealing with insurance adjusters can be stressful, especially if they try to minimize your claim. We’ll handle all communications and negotiations to ensure you receive the compensation you deserve.
• Pursuing additional claims: In cases where another party’s negligence contributed to the accident (such as a driver swerving into your lane to avoid an animal), we can help you pursue additional claims for damages.

Animal-related accidents can result in significant expenses, from vehicle repairs to medical bills, and having an experienced attorney on your side can make all the difference in securing the compensation you need.

If you’ve been involved in a collision with an animal, it is important that you understand your rights, including the right to file a claim with your insurance company. At Foran & Foran, P.A., we are committed to helping victims of car accidents, including those involving animals, recover the compensation they deserve. To learn more and to schedule a free consultation with our Prince George’s County personal injury attorney, call us at 301-441-2022. You can also connect with us through our secure online contact form. We proudly represent clients in Hyattsville, Bowie, Upper Marlboro, Waldorf, La Plata, Silver Spring, Rockville, and the surrounding areas.