Elderly car accidents can be particularly challenging for everyone involved. As people age, certain physical and cognitive changes can increase the likelihood of being involved in a collision. If you or a loved one has been in an accident with an elderly driver, it's important to know that you can file a claim with the other driver’s insurance company. This way, you can recover the compensation you need to ensure your expenses are covered without fear of putting the elderly at-fault driver at risk of financial hardship. At Foran & Foran, P.A., our Prince George’s County car accident lawyers have extensive experience connecting our clients with the compensation they need to overcome their injuries and move on with their lives.
What Makes Elderly Car Accidents More Common?As drivers age, various factors may affect their ability to drive safely. Physical changes like decreased vision, slower reaction times, and lessened mobility can make it harder to avoid hazards on the road. Cognitive changes, such as slower decision-making or diminished memory, may also play a role in accidents. Even medications that many elderly individuals take can lead to drowsiness or impaired judgment, contributing to a higher risk of collisions.
According to the Insurance Institute for Highway Safety (IIHS), while elderly drivers are generally cautious and tend to avoid risky behaviors like speeding or driving under the influence, they are more prone to accidents due to these age-related impairments. This is particularly true at intersections, where quick reactions are essential.
If you've been involved in a car accident with an elderly driver, it's important to approach the situation with understanding while still pursuing the compensation you deserve for any injuries or damages.
The Role of Insurance in a Prince George's Car Accident LawsuitIf you're worried about pursuing a claim against an elderly driver, you are not alone. However, it’s important to know that in most cases, the elderly driver’s insurance company will be responsible for covering any damages, not the individual driver themselves. Maryland requires all drivers to carry a minimum level of car insurance, which is meant to cover the costs of medical bills, vehicle repairs, and other damages resulting from an accident.
In the event of a lawsuit, the elderly driver likely won't have to pay out of pocket for the damages caused. Instead, their insurance company will handle the settlement or, if necessary, the legal defense. This makes it easier for you to pursue compensation without feeling as though you're financially burdening an individual who may already be on a fixed income.
Understanding the role of insurance in these situations can help ease any concerns you may have about filing a claim after an accident involving an elderly driver.
The Importance of Working With an Experienced Personal Injury LawyerCar accidents involving elderly drivers can be more complex than they initially seem. Factors like pre-existing health conditions or the elderly driver’s medications may complicate the case. That's why it's so important to work with a knowledgeable Prince George’s County car accident lawyer who understands how to handle these kinds of accidents.
For example, at Foran & Foran, our personal injury lawyers will gather critical evidence, such as police reports, witness statements, and medical records, to strengthen your case. We will also help negotiate with insurance companies, which often try to reduce the amount they pay out in claims. Our goal is always to advocate on your behalf to ensure you get the compensation you deserve for medical bills, lost wages, and any pain or suffering caused by the accident.
Discuss Your Case With a Dedicated Maryland Car Accident Attorney TodayIf you’ve been involved in a car accident with an elderly driver in Prince George’s County, Foran & Foran, P.A. is here to help. We understand the challenges you face in the aftermath of an accident and will work tirelessly to ensure your rights are protected. Our team is dedicated to helping you navigate the legal process and secure the compensation you need to move forward. To learn more and to schedule a free consultation today, call us at 301-441-2022, or you can connect with us through our secure online contact form. We also represent clients in Hyattsville, Bowie, Upper Marlboro, Waldorf, La Plata, Silver Spring, Rockville and the surrounding areas.